/* Moneth's : ouverture de compte (/vie/), aux paliers de la DA V2 */
#mf-root{--deep-blue:#0B2E52;--red:#8C2F2F;--hair:rgba(0,21,49,.07);--field:rgba(0,21,49,.24);background:var(--stone);min-height:60vh}
/* progression */
.progress-bar{background:#fff;padding:14px 24px 0;position:sticky;top:64px;z-index:700;border-bottom:1px solid var(--hair);display:none;overflow-x:auto}
.progress-bar.visible{display:block}
.progress-steps{display:flex;align-items:flex-end;max-width:860px;margin:0 auto;min-width:600px}
.progress-step{display:flex;flex-direction:column;align-items:center;flex:1;padding-bottom:11px;border-bottom:3px solid transparent;transition:border-color .2s}
.progress-step.active{border-bottom-color:var(--navy)}
.step-circle{font-family:var(--serif);font-weight:700;font-size:22px;line-height:1.1;color:rgba(0,21,49,.28)}
.progress-step.active .step-circle,.progress-step.done .step-circle{color:var(--navy)}
.step-label{font-size:16px;font-weight:600;color:rgba(69,69,63,.6);margin-top:3px;text-align:center}
.progress-step.active .step-label{color:var(--navy)}
.progress-step.done .step-label{color:var(--ink2)}
/* étapes */
.main{max-width:820px;margin:0 auto;padding:36px 20px 80px;display:none}
.main.visible{display:block}
.step-panel{display:none}
.step-panel.active{display:block}
.step-title{font-family:var(--serif);font-size:clamp(28px,3.4vw,38px);font-weight:700;line-height:1.12;text-align:center;outline:none}
.step-title span{font-style:italic}
.step-title::after{content:"";display:block;width:54px;height:3px;margin:16px auto 0;background:var(--filet)}
.step-intro{font-size:18px;color:var(--ink2);text-align:center;max-width:660px;margin:18px auto 32px}
.form-section{background:#fff;border:1px solid var(--hair);border-radius:14px;box-shadow:0 8px 24px rgba(0,21,49,.06);padding:28px;margin-bottom:22px}
.form-section-title{font-family:var(--serif);font-style:italic;font-weight:700;font-size:17px;padding-bottom:12px;margin-bottom:20px;border-bottom:1px solid var(--hair)}
.form-row{display:grid;gap:16px;margin-bottom:16px}
.form-row.cols-2{grid-template-columns:1fr 1fr}.form-row.cols-3{grid-template-columns:1fr 1fr 1fr}.form-row.cols-1{grid-template-columns:1fr}
@media (max-width:600px){.form-row.cols-2,.form-row.cols-3{grid-template-columns:1fr}.form-section{padding:22px 18px}}
.form-group{display:flex;flex-direction:column;gap:6px;min-width:0}
.form-group>label{font-size:16px;font-weight:600;line-height:1.45}
.required{margin-left:2px}
.form-group input,.form-group select,.form-group textarea{width:100%;background:#fff;border:1px solid var(--field);border-radius:8px;padding:12px 14px;font:500 16px var(--sans);color:var(--navy);outline:none;transition:border-color .2s,box-shadow .2s;-webkit-appearance:none;appearance:none}
.form-group select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23001531' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px}
.form-group input::placeholder,.form-group textarea::placeholder{color:rgba(69,69,63,.55)}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(0,21,49,.1)}
.form-group textarea{resize:vertical;min-height:80px}
.form-hint{font-size:16px;color:var(--ink2);line-height:1.55;margin-top:2px}
.form-hint a{color:var(--navy)}
.radio-group,.checkbox-group{display:flex;flex-direction:column;gap:10px}
.radio-group.inline{flex-direction:row;flex-wrap:wrap;gap:10px 18px}
.radio-item,.check-item{display:flex;align-items:center;gap:10px;cursor:pointer;position:relative}
.radio-item input,.check-item input{position:absolute;opacity:0;width:20px;height:20px;margin:0}
.radio-custom,.check-custom{width:20px;height:20px;border:2px solid rgba(0,21,49,.35);border-radius:50%;flex-shrink:0;position:relative;background:#fff;transition:all .2s}
.check-custom{border-radius:4px}
.radio-item:hover .radio-custom,.check-item:hover .check-custom{border-color:var(--navy)}
.radio-item input:focus-visible~.radio-custom,.check-item input:focus-visible~.check-custom{outline:2px solid var(--navy);outline-offset:2px}
.radio-item input:checked~.radio-custom,.check-item input:checked~.check-custom{border-color:var(--navy);background:var(--navy)}
.radio-item input:checked~.radio-custom::after{content:"";position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:6px;height:6px;background:#fff;border-radius:50%}
.check-item input:checked~.check-custom::after{content:"";position:absolute;left:5px;top:1px;width:5px;height:10px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.radio-label,.check-label{font-size:16px;font-weight:500;line-height:1.45}
.radio-item.recommended{border-left:3px solid var(--navy);padding:6px 10px;background:rgba(0,21,49,.04);border-radius:0 8px 8px 0}
.conditional{display:none}.conditional.visible{display:block}
.info-note{background:rgba(0,21,49,.04);border-left:3px solid var(--navy);border-radius:0 8px 8px 0;padding:14px 18px;font-size:16px;color:var(--ink2);margin-bottom:16px}
.info-note strong{color:var(--navy)}
.info-note.blue{border-left-color:var(--deep-blue)}
.nav-buttons{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:32px;padding-top:24px;border-top:1px solid var(--line2)}
.btn{padding:14px 28px;border-radius:8px;font:700 16px var(--sans);cursor:pointer;border:none;transition:background .2s}
.btn-prev{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn-prev:hover{background:rgba(0,21,49,.05)}
.btn-next,.btn-submit{background:var(--navy);color:#fff}
.btn-next:hover,.btn-submit:hover{background:var(--navy2)}
.btn-submit:disabled{opacity:.6;cursor:default}
.step-counter{font-size:16px;font-weight:600;color:var(--ink2)}
@media (max-width:480px){.step-counter{display:none}}
/* produits */
.product-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
@media (max-width:700px){.product-cards{grid-template-columns:minmax(0,1fr)}}
.product-card{position:relative;background:#fff;border:1px solid var(--hair);border-left:3px solid var(--navy);border-radius:14px;box-shadow:0 8px 24px rgba(0,21,49,.06);padding:26px 18px 20px;cursor:pointer;transition:box-shadow .2s,transform .2s;text-align:center}
#card-asv{border-left-color:var(--green)}#card-pea{border-left-color:var(--deep-blue)}
.product-card:hover{box-shadow:0 12px 30px rgba(0,21,49,.12);transform:translateY(-2px)}
.product-card.selected{border-color:var(--navy);box-shadow:0 12px 30px rgba(0,21,49,.14)}
#card-asv.selected{border-left-color:var(--green)}#card-pea.selected{border-left-color:var(--deep-blue)}
.pc-check{position:absolute;top:12px;right:12px;width:22px;height:22px;border:2px solid rgba(0,21,49,.3);border-radius:4px;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;color:transparent}
.product-card.selected .pc-check{background:var(--navy);border-color:var(--navy);color:#fff}
.product-card-name{font-family:var(--serif);font-size:24px;font-weight:700;line-height:1.15;margin-bottom:10px}
.product-card-name span{font-style:italic}
.product-card-desc{font-size:16px;color:var(--ink2);line-height:1.55;margin-bottom:14px}
.product-card-tag{font-family:var(--serif);font-style:italic;font-weight:700;font-size:17px}
.product-badge{display:none;font-family:var(--serif);font-style:italic;font-weight:700;font-size:17px;margin-bottom:20px;padding-left:10px;border-left:3px solid var(--navy);width:fit-content}
.product-badge.visible{display:flex}
.badge-asv{border-left-color:var(--green)}.badge-pea{border-left-color:var(--deep-blue)}
.selected-badges{display:flex;flex-wrap:wrap;gap:10px 22px;margin-bottom:22px;justify-content:center}
.selected-badges .product-badge{margin-bottom:0}
.product-block{border:1px solid var(--line2);border-left:3px solid var(--navy);padding:24px 22px 4px;margin:30px 0}
.product-block.asv{border-left-color:var(--green)}.product-block.pea{border-left-color:var(--deep-blue)}
@media (max-width:600px){.product-block{padding:16px 10px 2px}}
.form-error{display:none;background:rgba(140,47,47,.07);border-left:3px solid var(--red);border-radius:0 8px 8px 0;padding:12px 16px;font-size:16px;font-weight:600;color:var(--red);margin:14px 0}
.form-error.visible{display:block}
.form-error a{color:var(--navy)}
.mini-tag{display:inline-block;font:600 16px var(--sans);font-style:normal;padding:1px 8px;border:1px solid rgba(0,21,49,.3);border-radius:4px;margin-left:8px}
@media (max-width:600px){.mini-tag{display:none}}
.asset-block{border:1px solid var(--line2);border-radius:10px;margin-bottom:12px;overflow:hidden;background:#fff}
.asset-block summary{cursor:pointer;padding:14px 16px;font-size:16px;font-weight:600;background:rgba(0,21,49,.03);list-style:none;display:flex;justify-content:space-between;align-items:center}
.asset-block summary::-webkit-details-marker{display:none}
.asset-block summary::after{content:"+";font-family:var(--serif);font-size:24px;line-height:.8}
.asset-block[open] summary::after{content:"−"}
.asset-block-body{padding:16px;border-top:1px solid var(--hair)}
.asset-q{margin-bottom:14px}
.asset-q p{font-size:16px;color:var(--ink2);margin-bottom:8px}
/* documents et succès */
.docs-box{background:rgba(0,21,49,.04);border-left:3px solid var(--navy);border-radius:0 8px 8px 0;padding:22px 24px;margin-bottom:20px}
.docs-box-title{font-family:var(--serif);font-weight:700;font-size:24px;line-height:1.2;margin-bottom:10px}
.docs-box-text{font-size:17px;color:var(--ink2);margin-bottom:16px}
.docs-box-text strong{color:var(--navy)}
.docs-list{list-style:none;display:flex;flex-direction:column;gap:10px}
.docs-list li{display:grid;grid-template-columns:44px 1fr;align-items:baseline;font-size:16px;color:var(--ink2)}
.doc-num{font-family:var(--serif);font-weight:700;font-size:22px;color:var(--navy)}
.docs-list strong{color:var(--navy)}
.docs-mail{text-align:center;padding:18px;background:#fff;border:1px solid var(--line2)}
.docs-mail p{font-size:16px;color:var(--ink2);margin-bottom:6px}
.docs-mail a{font-size:17px;font-weight:700;color:var(--navy);text-underline-offset:3px}
.consent-card{background:rgba(0,21,49,.03)}
.consent-text{font-size:16px}
.check-item[style*="flex-start"] input{top:2px}
.success-panel{display:none;text-align:center;padding:60px 20px;outline:none}
.success-panel.active{display:block}
.success-title{font-family:var(--serif);font-weight:700;font-size:clamp(28px,3.4vw,38px);line-height:1.12}
.success-title::after{content:"";display:block;width:54px;height:3px;margin:16px auto 22px;background:var(--filet)}
.success-sub{font-size:18px;color:var(--ink2);max-width:520px;margin:0 auto}
.success-sub strong{color:var(--navy)}
.success-contact{margin-top:24px;font-size:16px;color:var(--ink2)}
.success-contact a{color:var(--navy);font-weight:700}
/* accueil du parcours */
.welcome-screen{padding-bottom:24px}
.welcome-screen[hidden]{display:none}
.w-hero{text-align:center;max-width:760px;margin:0 auto;padding:48px 20px 0}
.w-mark{height:60px;width:auto;display:block;margin:0 auto 18px}
.w-kicker{font-family:var(--serif);font-style:italic;font-weight:700;font-size:17px;margin-bottom:6px}
.w-h1{font-family:var(--serif);font-weight:700;font-size:clamp(36px,5vw,56px);line-height:1.08;margin-bottom:20px}
.w-h1 em{font-style:italic}
.w-lead{font-size:18px;color:var(--ink2);max-width:640px;margin:0 auto}
.w-card{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 10px 30px rgba(0,21,49,.07);padding:40px 44px 28px;max-width:760px;margin:44px auto 0}
.w-h2{font-family:var(--serif);font-weight:700;font-size:clamp(28px,3.4vw,38px);line-height:1.12;text-align:center}
.w-rule{width:54px;height:3px;margin:16px auto 26px;background:var(--filet)}
.w-steps{list-style:none}
.w-steps li{display:grid;grid-template-columns:48px 1fr;align-items:baseline;padding:14px 0;border-top:1px solid var(--line);font-size:17px;color:var(--ink2)}
.w-steps li:first-child{border-top:0}
.w-num{font-family:var(--serif);font-weight:700;font-size:24px;color:var(--navy)}
.w-steps strong{color:var(--navy)}
.w-prep{max-width:760px;margin:52px auto 0;padding:0 20px}
.w-ledger{background:#fff;border:1px solid var(--line2);border-top:3px solid var(--navy);box-shadow:0 6px 18px rgba(0,21,49,.06)}
.w-ledger-grid{display:grid;grid-template-columns:repeat(3,1fr)}
.w-ledger-cell{padding:24px 22px 22px;border-left:1px solid var(--line2)}
.w-ledger-cell:first-child{border-left:0}
.w-ledger-cell h3{font-family:var(--serif);font-weight:700;font-size:24px;line-height:1.2;margin-bottom:8px}
.w-ledger-cell p{font-size:16px;color:var(--ink2)}
.w-ledger-foot{padding:18px 22px;border-top:1px solid var(--line2);font-size:16px;color:var(--ink2)}
.w-ledger-foot strong{color:var(--navy)}
.w-note{text-align:center;max-width:620px;margin:36px auto 26px;padding:0 20px;font-size:16px;color:var(--ink2)}
.w-note a{color:var(--navy)}
.w-cta{text-align:center}
.w-btn{background:var(--navy);color:#fff;border:0;border-radius:8px;padding:15px 40px;font:700 17px var(--sans);cursor:pointer;box-shadow:0 8px 28px rgba(0,21,49,.18);transition:background .2s}
.w-btn:hover{background:var(--navy2)}
.w-badges{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin:44px 20px 14px}
.w-badge{font-size:16px;font-weight:600;border:1px solid rgba(0,21,49,.3);border-radius:4px;padding:3px 10px}
.w-legal{text-align:center;font-size:16px;color:var(--ink2);padding:0 20px 40px}
.w-context{max-width:860px;margin:52px auto 0;padding:0 20px}
.w-context-intro{font-size:18px;color:var(--ink2);text-align:center;max-width:660px;margin:0 auto 30px}
.w-context-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line2);border-bottom:1px solid var(--line2)}
.w-context-cell{padding:24px 22px;border-left:1px solid var(--line2)}
.w-context-cell:first-child{border-left:0}
.w-context-cell .w-num{display:block;margin-bottom:6px}
.w-context-cell h3{font-family:var(--serif);font-weight:700;font-size:24px;line-height:1.2;margin-bottom:8px}
.w-context-cell p{font-size:16px;color:var(--ink2)}
.w-guide{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:28px;padding:22px 24px;background:rgba(26,77,46,.08);border:1px solid rgba(26,77,46,.18);border-radius:14px}
.w-guide h3{font-family:var(--serif);font-weight:700;font-size:24px;line-height:1.2;margin-bottom:6px}
.w-guide p{font-size:16px;color:var(--ink2)}
.w-guide-link{flex-shrink:0;display:inline-block;padding:12px 22px;border:1.5px solid var(--navy);border-radius:8px;font:700 16px var(--sans);color:var(--navy);text-decoration:none;transition:background .2s}
.w-guide-link:hover{background:rgba(0,21,49,.05)}
@media (max-width:640px){.w-context{padding:0 16px}.w-context-grid{grid-template-columns:1fr}.w-context-cell{border-left:0;border-top:1px solid var(--line2);padding:20px 4px}.w-context-cell:first-child{border-top:0}.w-guide{flex-direction:column;align-items:flex-start}}
@media (max-width:640px){.w-card{margin:32px 16px 0;padding:30px 20px 18px}.w-ledger-grid{grid-template-columns:1fr}.w-ledger-cell{border-left:0;border-top:1px solid var(--line2)}.w-ledger-cell:first-child{border-top:0}.w-prep{padding:0 16px}}
/* dépôt des pièces justificatives */
.pj-row{display:flex;flex-direction:column;gap:8px;min-width:0}
.pj-files{display:flex;flex-direction:column;gap:6px}
.pj-file{display:flex;justify-content:space-between;align-items:center;gap:12px;background:#fff;border:1px solid var(--line2);border-left:3px solid var(--green);padding:8px 12px;font-size:16px;color:var(--navy);word-break:break-word}
.pj-file.encours{border-left-color:var(--line2);color:var(--ink2)}
.pj-del{background:none;border:0;padding:4px 0;font:600 16px var(--sans);color:var(--navy);text-decoration:underline;text-underline-offset:3px;cursor:pointer;flex-shrink:0}
.pj-err{font-size:16px;font-weight:600;color:var(--red)}
.pj-btn{align-self:flex-start;position:relative;display:inline-block;padding:9px 18px;border:1.5px solid var(--navy);border-radius:8px;font:700 16px var(--sans);color:var(--navy);background:#fff;cursor:pointer;transition:background .2s}
.pj-btn:hover{background:rgba(0,21,49,.05)}
.pj-btn input{position:absolute;width:1px;height:1px;opacity:0;overflow:hidden}
.pj-btn:focus-within{outline:2px solid var(--navy);outline-offset:2px}
.success-pieces{font-size:17px;font-weight:600;color:var(--green);max-width:520px;margin:18px auto 0}
html{scroll-padding-top:150px}